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Terms of Service

Last updated: August 2026

1. Acceptance of Terms

By accessing or using the Efficient Core platform ("Platform"), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the service.

2. Description of Service

Efficient Core provides a unified digital wealth management interface, fractional asset tokenization, and multi-family office algorithmic portfolio tracking. The Platform does not offer direct financial, legal, or tax advice.

3. User Accounts & Security

You are responsible for safeguarding the password and MFA tokens that you use to access the Platform. You agree not to disclose your password to any third party. Efficient Core utilizes Zero-Trust infrastructure, but client-side negligence is not covered by our liability.

4. Platform Admin Rights

Users designated as "SUPER_ADMIN" have overriding authority over the Platform's infrastructure and user permissions. Misuse of Admin privileges may result in immediate suspension of the associated corporate entity.